Medical & Prescription Benefits

You may choose from three Open Access Plus medical plans administered by Cigna.

All plans:​

  • Provide access to Cigna’s nationwide network of doctors and hospitals.​
  • Don’tÌýrequire you to select a primary care provider.​
  • Cover the same services, including preventive care (generally covered at 100% in-network), emergency services, and inpatient and outpatient care.​
  • Include prescription drug coverage administered by .​
  • Offer a fitness reimbursement program taxable benefit of up to $300 a year.

For each plan, you share in the cost of care through deductibles, copays, and/or coinsurance. The out-of-pocket costs you must pay depend on the plan you select. No matterÌýwhich plan you choose,Ìýyou’reÌýprotected from the high cost of large medical bills by an annual out-of-pocket maximum. The out-of-pocket maximum is the mostÌýyou willÌýpayÌýfor covered services in a calendar year before the plan pays 100% of covered expenses. For more information about the three plans available and their costs, review yourÌýMedical Plan Comparison and Cost Summary for your organization.​

Have you recently had a change in status (married, divorced, widowed, birth/adoption)? If so, your benefits must be changed within 30 days of the event.ÌýÌý