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You may choose from three Open Access Plus medical plans administered by Cigna.

All plans:

• Provide access to Cigna’s nationwide network of doctors and hospitals.
• Don’tÌýrequire you to select a primary care provider.
• Cover the same services, including preventive care (generally covered at 100% in-network), emergency services, and inpatient and outpatient care.
• Include prescription drug coverage administered by .
• Offer a fitness reimbursement program taxable benefit of up to $300 a year.

For each plan, you share in the cost of care through deductibles, copays, and/or coinsurance. The out-of-pocket costs you must pay depend on the plan you select. No matterÌýwhich plan you choose,Ìýyou’reÌýprotected from the high cost of large medical bills by an annual out-of-pocket maximum. The out-of-pocket maximum is the mostÌýyou willÌýpayÌýfor covered services in a calendar year before the plan pays 100% of covered expenses. For more information about the three plans available and their costs, review yourÌýMedical Plan Comparison and Cost Summary for your organization.